What is it?

Frontier Risk's Product Liability Insurance protects cannabis businesses against claims for injuries or damages caused by their products.

Why is it important?

Product Liability Insurance is essential in the cannabis industry due to the lack of federal regulation in testing and manufacturing. With 73% of the 50 million individuals with allergies potentially reacting to marijuana, the risk of adverse reactions is significant. In 2020, product liability verdicts resulted in damages worth nearly $240 million, underscoring the need for comprehensive coverage to protect against costly legal claims.

What does it cover?

Bodily Injury Claims

Protects against claims for bodily injuries resulting from the use or consumption of your products. It covers medical expenses, legal defense costs, and potential settlements or judgments.

Property Damage Claims

Provides coverage for property damage caused by your products, including repairs and replacement costs.

Manufacturing Defects

Covers claims arising from manufacturing defects that render products unsafe or dangerous.

Design Defects

Protects against claims resulting from inherent design flaws that make products unsafe.

Why Frontier Risk?

Cannabis Specialized
We understand the cannabis industry, your challenges as a business owner, and the license specific insurance you need.
Fast Quoting
Our online quoting for cannabis insurance ensures that you receive quotes from the top carriers.
Fair Prices
We offer fair insurance prices for cannabis businesses, providing equitable rates comparable to other industries.
Easy Policy Management
Our customer portal allows you to conveniently manage your policies, download certificates, report claims, and more.
Dedicated Support
Our dedicated support team puts your needs first, providing round-the-clock assistance. When you call, we'll be there.

Common Questions

Does Product Liability cover recalls?

Yes, some Product Liability policies offer coverage for recall expenses, helping manage costs associated with product recalls.

Can Product Liability cover legal expenses?

Yes, Product Liability covers legal expenses, including defense costs, settlements, and judgments resulting from covered claims.

Is Product Liability only for manufacturers?

No, Product Liability is relevant for any business that manufactures, distributes, or sells products, including retailers and wholesalers.

Cannabis Insurance Made Simple

We understand your operations, pain points and risks – because we’ve lived them firsthand as former operators at leading cannabis companies.