What is it?

Workers' Compensation Insurance provides crucial coverage for employees who are injured or become ill due to work-related activities. It covers medical expenses, rehabilitation costs, and lost wages, ensuring both employee well-being and compliance with legal requirements.

Why is it important?

Workplace accidents and injuries can happen unexpectedly. Workers' Compensation Insurance is essential as it not only supports injured employees but also protects your business from potential legal and financial liabilities arising from workplace incidents.

What does it cover?

Medical Expenses

Covers medical treatments, hospitalization, prescription medications, and rehabilitation services for injured employees.

Lost Wages Replacement

Provides compensation for a portion of an employee's lost wages during their recovery period.

Vocational Rehabilitation

Offers support for injured employees to regain their ability to work through vocational training and rehabilitation programs.

Death Benefits

Provides benefits to the family or dependents of employees who tragically lose their lives due to work-related incidents.

Why Frontier Risk?

Cannabis Specialized
We understand the cannabis industry, your challenges as a business owner, and the license specific insurance you need.
Fast Quoting
Our online quoting for cannabis insurance ensures that you receive quotes from the top carriers.
Fair Prices
We offer fair insurance prices for cannabis businesses, providing equitable rates comparable to other industries.
Easy Policy Management
Our customer portal allows you to conveniently manage your policies, download certificates, report claims, and more.
Dedicated Support
Our dedicated support team puts your needs first, providing round-the-clock assistance. When you call, we'll be there.

Common Questions

Are independent contractors covered by Workers' Compensation?

Independent contractors are typically not covered by Workers' Compensation. However, classification criteria can vary, so it's important to accurately determine employment status.

Does Workers' Compensation cover all employee injuries?

Workers' Compensation generally covers injuries or illnesses that arise out of and in the course of employment. Some exceptions apply, such as injuries from horseplay or substance abuse.

Is Workers' Compensation mandatory for all businesses?

In many jurisdictions, Workers' Compensation is legally mandated for businesses with employees. It's important to verify the specific requirements in your location.

Cannabis Insurance Made Simple

We understand your operations, pain points and risks – because we’ve lived them firsthand as former operators at leading cannabis companies.